Investor Information: PAKISTAN

 

 

Economy

 

    1. Economic Background

Pakistan has had a difficult time economically and politically over the past decade. The IMF has established several reform and economic adjustment programs for the country, but domestic political weakness and division have made effective reform elusive. While average annual GDP growth has hovered around four percent, Pakistan's potential growth rate is probably closer to six percent if it could achieve macroeconomic and political stability. Poor tax collection and administration infrastructure kept the government budget perpetually in deficit and limited the public sector's ability to fund infrastructure development and basic social services. And, defense spending absorbed a high share of government resources that were available. Public sector deficits of six percent of GDP were typical and these crowded out private investment and built up a large public debt, which is now a major burden to service. Several bouts of double-digit inflation further spoiled the atmosphere for confidence building in the country's macroeconomy and leadership. Weak investment in the industrial sector and in agriculture inhibited productivity growth and competitiveness, the current account was chronically in deficit and international reserve levels were precarious. And, when Pakistan 'went nuclear' it picked up international political problems its economy did not need.

The military coup in the fall of 1999 marks
Pakistan's fourth incidence of military rule, covering almost half of Pakistan's 53-year existence since independence. Deterioration of IMF and Commonwealth relations reversed somewhat as the Musharraf regime has acknowledged requisite compliance with particular economic and democratic processes. The IMF entered into a one-year Stand-by Agreement with Pakistan in 2000, and, based upon its satisfaction with the country's performance, has undertaken further support under a three-year Poverty Reduction and Growth Facility ("PRGF") program, which appears to be progressing satisfactorily. The EU re-established contact with Pakistan in November 2000 with fully normalized relations contingent upon the resumption of democracy.

But, the major turning point in
Pakistan's fortunes regarding international assistance came in the last quarter of 2001 when the US-led war on terrorism fought its first battle in neighboring Afghanistan. The Musharraf government elected, at no little domestic political risk to its future, to cooperate with the United States and was fortunate to have the first major phase of the war next store end with a new Afghan government it can live and work with and with the gratitude of the United States well-earned. Prospects for aid and debt relief are much improved and progress is already being made that will reduce Pakistan's international debt burden.

Although agriculture is declining as a percentage of total output, this sector remains the primary economic activity in
Pakistan. Cotton, wheat, rice and sugarcane are the primary crops, which benefit from an extensive irrigation system. The annual cotton crop is of particular importance as it provides the input to the textile and garment industry, which is the nation's dominant export industry. Pakistan is attempting to increase its information technology sector, but only three percent of the populace have telephones at home. Having achieved a degree of self-sufficiency in the armaments sector, Pakistan is now promoting arms sales as a means of generating more diversified export revenue.

Pakistan is currently only 60 percent self-sufficient in meeting its energy requirements, which are expected to increase significantly in coming years. Fossil fuels (83 percent) and hydroelectric facilities (17 percent) provide nearly all power with a nuclear facility near Karachi providing minimal contribution. A second nuclear facility was launched with Chinese assistance in March 2001. Pakistan has substantial natural gas resources of its own, although not of the scale for export, and is investigating import of both Central Asian and Persian Gulf natural gas as the preferred fuel of the future.

Poverty and social development indicators in
Pakistan are sub-standard for the Asian sub-continent as well as for large developing nations as a whole. The literacy rate for adult males of 58 percent is low, but the 29 percent literacy rate amongst adult females speaks to gender inequality. Marked gender disparities also exist in generally low primary school enrollment. Despite ample hydrological resources only 60 percent of the populace has access to drinking water. The high annual population growth rate of 2.6 percent strains Pakistan's ability to maintain, much less improve, social services. Debt service and the defense budget consume a large part of the public revenue, leaving social services to be funded by aid and further debt obligations. Nearly 30 percent of the population lives below the poverty line.

 

    1. Economic Performance

Economic activity slowed in 2001 as a result of an unprecedented drought, a weakening external environment and higher oil prices; GDP grew at about 3.3 percent during the calendar year as compared to nearly four percent during calendar year 2000. Foreign demand for Pakistani products dropped significantly after it became clear there was going to be a war between the United States and the neighboring Taliban regime in Afghanistan; export orders were canceled as buyers, shippers and insurance companies became reluctant to risk normal economic activities in Pakistan. However, inflation rates have remained below five percent as energy prices have stabilized and the rupee benefited from increased demand in the aftermath of the war of terrorism.

Government deficit is coming down as progress is made on tax collection and more outside aid is received; the deficit for calendar 2001 came in at less than four percent of GDP, which compares very favorably with the deficit levels experienced in the recent past. High levels of debt service and defense spending combined with a populace that is not accustomed to paying taxes has kept the budget deficit in the six to seven percent range in recent periods.

 

World Bank Data

                                                                                                                                           

 

1997

2000

2001

GNI, Atlas method (current US$)

61.9 billion

61.0 billion

59.6 billion

GNI per capita, Atlas method (current US$)

480.0

440.0

420.0

GDP (current $)

62.4 billion

61.6 billion

59.6 billion

GDP growth (annual %)

1.0

4.4

3.4

Inflation, GDP deflator (annual %)

13.4

3.7

5.5

Agriculture, value added (% of GDP)

26.7

26.3

25.2

Industry, value added (% of GDP)

23.5

22.8

23.5

Services, etc., value added (% of GDP)

49.8

50.9

51.3

Exports of goods and services (% of GDP)

15.6

15.5

17.2

Imports of goods and services (% of GDP)

23.0

19.1

21.0

Gross capital formation (% of GDP)

18.0

15.6

14.7

Current revenue, excluding grants (% of GDP)

15.8

16.7

16.1

Overall budget balance, including grants (% of GDP)

-7.8

-5.4

-4.1

 

 

    1. Balance of Payments

The current account deficit, which exceeded six percent of GDP in 1995-1997 was reduced to 1.3 percent of GDP in 2000 owing to the strength of textile exports, but then swung into surplus in 2001 despite steeply falling exports—imports declined as well and overseas remittances surged as the war on terrorism cracked down on 'underground' systems of repatriating Pakistani workers' earnings without using the banking system. Pakistan's current account is subject to considerable volatility due to the heavy concentration of cotton-based exports and other commodities. Pakistan typically runs a deficit of US$1-2 billion in its merchandise trade account and a deficit on international services of about US$3 billion, but it has also typically received US$2-3 billion in remittances from Pakistanis working abroad, many in the oil fields of the Middle East. These repatriated earnings have made a significant contribution to the current account over the years. With more of such remittances moving through the banking system rather than through informal payment channels, Pakistan's current account balance will be further improved. Official aid transfers of about US$1.8 billion are also expected during 2001/2002.

Pakistan's capital account, which had been surplus in the US$2-4 billion range in the mid-1990s, turned sharply negative by FY 1999/2000. Infusions of foreign direct investment, which had reached nearly US$1 billion in FY 1996/1997, declined as did concessionary aid with sanctions affecting these critical financial flows. A crisis situation existed as foreign currency reserves held by the government fell to less than US$1 billion providing less than one month of import coverage. But, with improved relations with the IMF upon satisfactory completion of Stand-by Agreement obligations and implementation of the PRGF program and a renewed relationship with the United States, funding to support Pakistan's balance of payments appears to be forthcoming. In fact, official aid and the extraordinary remittance flows in late 2001 and early 2002 have enabled the State Bank of Pakistan to rapidly accumulate an unprecedented stock of international reserves. SBP is holding more than US$3.3 billion in reserves as of the end of the first quarter of calendar year 2002 (a level more than double what it held in mid-2001) and the banking system holds another US$1.7 billion.

 

Balance of Payments
(Billions of $US)

 

1996

1997

1998

1999

2000

2001

Current Account Balance

-4.437 

-1.711 

-2.248 

-0.920 

-0.085 

1.880 

 Goods and Services

-5.099 

-3.433 

-2.841 

-2.620 

-2.029 

-1.479 

Net Investment Income

-2.023 

-2.219 

-2.180 

-1.840 

-2.218 

-2.079 

 Net Current Transfers

2.685 

3.941 

2.773 

3.540 

4.162 

5.438 

Capital and Financial Account

3.496 

2.321 

-1.873 

-2.364 

-3.099 

-0.399

Net Errors and Omissions

0.160 

-0.072 

1.011 

0.768 

0.557 

0.716

Overall Balance

-0.781 

0.538 

-3.110 

-2.516 

-2.627 

2.197

Official Reserves Stock

0.548 

1.195 

1.028 

1.511 

1.513 

3.640

Current Account (Percent of GDP)

-8.4% 

-3.1% 

-3.9% 

-1.6% 

-0.2% 

3.3%

 

 

    1. Import Export Markets

                                                                                        

 

1997

2000

2001

Trade in goods as a share of GDP (%)

32.7

32.8

..

Trade in goods as a share of goods GDP (%)

..

..

..

High-technology exports (% of manufactured exports)

0.1

0.4

..

Net barter terms of trade (1995=100)

99.0

..

..

Foreign direct investment, net inflows in reporting country (current US$)

716.0 million

308.0 million

..

Present value of debt (current US$)

..

26.6 billion

..

Total debt service (% of exports of goods and services)

36.0

26.8

..

Short-term debt outstanding (current US$)

2.5 billion

1.5 billion

..

Aid per capita (current US$)

4.6

5.1

..

 

 

 

Exports:

$8.8 billion f.o.b. (2001)

Exports - commodities:

Textiles (garments, cotton cloth, and yarn), rice, other agricultural products

Exports - partners:

US 24.8%, UK 6.5%, UAE 6.2%, Hong Kong 5.9%, Germany 5.6%, (2000)

Imports:

$9.2 billion f.o.b. (2001)

Imports - commodities:

Machinery, petroleum, petroleum products, chemicals, transportation equipment, edible oils, grains, pulses, flour

Imports - partners:

Kuwait 11.7%, UAE 10.7%, Saudi Arabia 10.5%, US 6%, Japan 5.6% (2000)

 

 

    1. Stock Market Performance

For 1998-1999, the corporate income tax rates are as follows: for banks, 55 percent; public companies, 30 percent; other companies, 35 percent. For 1999-2000 and following years, the tax rate for banks will be reduced to 50 percent. Residents are subject to minimum tax of .5 percent of turnover. There is no profit remission tax on branches of foreign companies. Capital gains are subject to a 25 percent tax. Dividends received by a foreign company are subject to a 15 percent tax, unless a treaty rate applies. Dividends received by a public company are subject to a five percent rate.

To keep Pakistan competitive in international market exemptions or relief from import duties has been allowed on imported plant and machinery which is not manufactured locally. Tax relief in shape of first year allowance has been provided for category (a): value added or export industries, category (b): hi-tech, category (c): priority industries and category (D): agro-based industries as well as other new industries. Tax relief has also been provided for expansion and balancing, modernization and replacement (BMR), in existing industries.

A composite scheme of national industrial zones engulfing industrial estates, free industrial zones, free trade zones and export-oriented units (EOU) and estates for small and medium industries within areas of its boundary will be launched to promote export oriented units. Export oriented units will however be allowed to be set up all over the country. National industrial zones will be developed through private sector (domestic or foreign) under investor, developer and promoter (IDP) concept. The incentives offered to enterprises operating in these zones are extensive.

The GOP also established an export processing zone (EPZ) in Karachi, in 1989, where special fiscal and institutional incentives, details as follows, are available to encourage the establishment of exclusively export-oriented industries. For 1998-1999, the corporate income tax rates are as follows: for banks, 55 percent; public companies, 30 percent; other companies, 35 percent. For 1999-2000 and following years, the tax rate for banks will be reduced to 50 percent. Residents are subject to minimum tax of .5 percent of turnover. There is no profit remission tax on branches of foreign companies. Capital gains are subject to a 25 percent tax. Dividends received by a foreign company are subject to a 15 percent tax, unless a treaty rate applies. Dividends received by a public company are subject to a five percent rate.

To keep Pakistan competitive in international market exemptions or relief from import duties has been allowed on imported plant and machinery which is not manufactured locally. Tax relief in shape of first year allowance has been provided for category (a): value added or export industries, category (b): hi-tech, category (c): priority industries and category (D): agro-based industries as well as other new industries. Tax relief has also been provided for expansion and balancing, modernization and replacement (BMR), in existing industries.

A composite scheme of national industrial zones engulfing industrial estates, free industrial zones, free trade zones and export-oriented units (EOU) and estates for small and medium industries within areas of its boundary will be launched to promote export oriented units. Export oriented units will however be allowed to be set up all over the country. National industrial zones will be developed through private sector (domestic or foreign) under investor, developer and promoter (IDP) concept. The incentives offered to enterprises operating in these zones are extensive.

The GOP also established an export processing zone (EPZ) in Karachi, in 1989, where special fiscal and institutional incentives, details as follows, are available to encourage the establishment of exclusively export-oriented industries.

 

Foreign investment

The government of Pakistan is open to foreign investment and offers a package of incentives to attract foreign investors. As part of an integrated investment promotion strategy, the GOP undertook during 1990 a comprehensive program of radical economic reforms including liberalization, privatization and deregulation to bring the economy into a fully market-oriented system. This was aimed at capturing the potential of the private sector in all areas of economic activity. The privatization process has been redesigned to make it more transparent. Power generation, telecommunication, highway construction, port development and operations, the oil and gas, services/infrastructure, and social and agriculture sectors, have now been opened to foreign investment.

Pakistan's legal framework and economic strategy do not discriminate against potential foreign investors, but enforcement of contracts can be difficult given the inefficiency of the court system. Foreign investment is generally subject to the same rules as domestic investment, with the exception of certain sensitive areas such as defense production, banking, and broadcasting. There is little apparent denial of national treatment for foreign firms.

There is also no evidence of statutory derogation of national treatment. In fact, the Foreign Private Investment (Promotion and Protection) Act, 1976, specifically provides that foreign investment shall not be subject to more taxation on income than investment made in similar circumstances by Pakistani citizens. In practice, the issue of extension of national treatment is tested on a case-by-case basis, but apart from sensitive industries, national treatment appears to be the norm. However, the new Investment Policy provides equal investment opportunities for both domestic and foreign investors. In new policy (announced April 1999) foreign investment on repatriable basis has now been allowed in manufacturing, infrastructure, hotel/tourism, agriculture, services, and social sectors. Key features of Pakistan's investment climate include the following:

• Relaxation of foreign exchange controls, and allowing of full repatriation of capital, capital gains, dividend and profits.
• A general policy of permitting foreign investors to participate in local projects on a 100 percent equity basis.
• Allowing of foreign companies incorporated in Pakistan to undertake export and import trade.
• Provision of full safeguards to protect foreign investment.
• Withdrawal of work permit restrictions on expatriate managers and technical personnel working in an industrial undertaking and easing of remittance restrictions.
• Abolition of the ceiling on payments of royalties and technical fees.
• Elimination of the requirement of obtaining a "No Objection Certificate" (NOC) from the appropriate provincial government, except for areas which are classified as negative areas (for reasons of environmental degradation, over-congestion, etc.).
• No restrictions on foreign private loans, which do not involve any guarantee by the government of Pakistan. Also there are no restrictions on the sources of foreign currency loans. Long-term loans can be arranged from banks, financial institutions, and parent companies of multinationals or sup-pliers credit.
• No requirement of government approval to set up an industry in any field, place and size,
• except for the following industries: arms and ammunition, high explosives, radio-active substances, security printing, currency and mint.

(Establishment of new units for the manufacture of alcohol, except industrial alcohol, is banned).

A person resident in Pakistan is entitled to a credit for tax on any income earned abroad, if such income has already been subjected to tax outside Pakistan.

The government of Pakistan has so far signed agreements to avoid double taxation with 37 countries, including the United States.

The government of Pakistan is committed to providing full protection to foreign investment. The principal statutory vehicles for such safeguards are the Foreign Private Investment (Promotion and Protection) Act, 1976 and Economic Reforms Act of 1992.


1. Currency Conversion and Transfer Policies

Pakistan has a liberal foreign exchange regime with few restrictions on holding foreign exchange and bringing it in or out of the country. There are no limits on the inflow or outflow of funds for remittances of profits, debt service, capital, capital gains, returns on intellectual property, or payments for imported inputs.

The average delay period currently in effect for remitting investment returns such as dividends, return on capital, interest and principal on private foreign debt, lease payments, royalties and management fees through normal, legal channels is only a week to ten days. The delay for remittances by shipping companies is approximately one to three weeks and airlines generally experience delays of one to two months. It is also possible to remit funds through a legal parallel market by using Foreign Exchange Bearer Certificates (FEBCs), which may be purchased in the secondary market.

2. Expropriation and Compensation

Direct foreign investments are protected against expropriation by the Foreign Private Investment (Promotion and Protection) Act of 1976 and by an investment and guarantee agreement. The government's record with respect to expropriation of foreign investment has generally been good.

Although a number of nationalization of private concerns took place between 1972 and 1975 under the populist government of the late Prime Minister Zulfiqar Ali Bhutto, they primarily affected domestic Pakistani companies. The current government (and its predecessors since 1988) have credibly emphasized the great importance of the inflow of direct foreign investment and pledged to facilitate such investment. This implicit pro-foreign investment consensus among recent governments makes nationalization or expropriations an extremely unlikely course in the foreseeable future.

3. Dispute Settlement

Pakistan's legal system is based on British law, with a more recent overlay of Islamic law. The 1956 constitution established Islamic principles to serve as a guide to state authorities. Article 198 provides that no law shall be repugnant to Islam. Statutes are a mixture of laws carried over from British rule and updating amendments and laws enacted since Partition. The tiers of civil and criminal courts begin at the tehsil (sub-district) level and range up to the Supreme Court. The Supreme Court, based in Islamabad hears:

• appeals from the four provincial High Courts and the Federal Shariah Court (i.e. Islamic) Court;
• references from the federal government;
• cases involving disputes between provinces or between provinces and the federal
government.

Each province has a High Court (the Islamabad Capital Territory falls within the jurisdiction of the Punjab High Court at Lahore). The High Courts hear appeals from judgments and orders of the District Courts (for civil cases) and Sessions Courts (for criminal cases) and have original jurisdiction in certain other matters. District and Sessions judges sit at the district level; often the same individual sits as both a district and sessions judge, depending on whether the matter at hand is civil or criminal. There are also a number of special courts and tribunals to deal with specific types of cases (Customs, Banking, Environmental, Labor, etc.).

All of Pakistan's constitutions have provided that all laws should conform to the injunctions of Islam, but there was little focused effort on this subject until General Zia ul-Haq made Islamization of Pakistan's laws a priority. In 1979, Zia reactivated the Council of Islamic Ideology (CII), which vets legislation for compatibility with Islam, and codified the four Hadood Ordinances in an attempt to make the Penal Code more Islamic.

Pakistan established an Ombudsman in 1983 to deal with public complaints against the Federal government. The Ombudsman is a non-partisan individual appointed by the President for a four-year non-renewable term and may not be removed for any reason. The ombudsman's purpose is to deal with cases of mal-administration and to enforce some bureaucratic accountability.

Commercial law follows British and British Indian precedents. The Contract Act is, in effect, a codification of the English law of contract; Pakistan adopted the Indian Companies Act of 1913 at independence and has built on it since. Pakistan does have a concept of bankruptcy law, again using the British model. Bankruptcy petitions involve corporations and businesses; personal bankruptcy is not currently a widespread concept. In general, the court appoints a liquidator to sell off and account for the property of the bankrupt.

The establishment of a market-oriented housing finance system in Pakistan's private sector is in its infancy. Until 1993, private firms were not permitted to lend for housing, and the sole source of formal sector housing loans was a highly subsidized public lender.

House Building Finance Corp. (HBFC). Recent regulatory reforms have led to the establishment of a legal framework for licensing and regulating private housing lenders. At present, two private housing companies are operating in a regulated environment and offering a variety of loan instruments. In order to mobilize funds, private housing companies may issue certificates of investment. The Securities and Exchange Commission is responsible for licensing and regulating new companies in the housing finance sector.

Pakistan is a member of the International Center for the Settlement of Investment Disputes (ICSID). The Center provides facilities for conciliation and arbitration of investment disputes between contracting states and nationals of other states under a Convention for the settlement of investment disputes. The Pakistan Arbitration Act, 1940, also provides a mechanism for the arbitration of commercial disputes under which the parties either jointly appoint a single arbitrator or each appoint an arbitrator who join a neutral arbitrator on a three-person panel. Pakistan became a member of the Multilateral Investment Guarantee Agency (MIGA), an arm of the World Bank, in April 1992 and MIGA's first local initiative was to provide coverage for several banking projects.

4. Performance Requirements and Incentives

Government policies strongly favor investment proposals in the engineering/capital goods manufacturing sector that have large export or value addition and local content components, but amounts are negotiable. The local content policy, known as the deletion policy, requires that all investments based on local assembly of imported parts, and that wish to enjoy favorable tax rates accorded to new investments, have a deletion program to raise local content. The Ministry of Industries monitors the deletion schedule closely and must approve any deviation.

Some projects that have been sanctioned and are operating in Pakistan have had considerable difficulty meeting their deletion program timetables, which often prove too tight for investors to organize a system of dependable, quality-conscious local suppliers. Relatively high duties discourage the import of automotive and other finished products, although the government is reducing duties across the board to force the Pakistani economy to become more internationally competitive.

The government's investment policy provides that all incentives, concessions, and facilities provided to domestic investors for industrial investment are also available to foreign investors without discrimination. A number of concessions, such as exemption from customs duties, sales tax concessions and a tax exemption on investment, as well as guaranteed repatriation facilities, have been introduced to accelerate industrial development in the country.

5. Private Ownership Rights

Foreign and domestic private entities are free to establish and own business enterprises in virtually all sectors of the economy, with the exception of certain sensitive areas such as defense production, etc. Private entities are similarly free to acquire and dispose off their interests in business enterprises.

The issue of private competition with public enterprises is complicated by the fact that many of the entities that remain in the public sector are chronic loss-makers. The GOP has not adopted visibly unfair competitive practices in these public-private mergers, but the situation varies from industry to industry, and the privatization of the state-owned entities especially in industrial sector is on top of the agenda.

Two state-owned banks, Allied Bank Limited (ABL) and the Muslim Commercial Bank (MCB) have been successfully privatized and are performing well. The privatization process has been slowed down during this year; however, political priority/inclination is for the privatization of the state-owned enterprises. The previous state monopolies such as civil aviation have now been opened up for private competition. Now one privately owned airline is competing with the national carrier, PIA on national and international routes. The privatization of telecommunication giant, PTCL, a profit making government enterprise along with state-owned banks (Habib Bank Limited and United Bank Limited) is also on the agenda in next two years. The lucrative niche business of mobile phones having three international phone companies (Instaphone, Mobilink and Paktel) in the field is now being matched up by the PTCL. The other lucrative units such as power generating units and power distribution components of WAPDA and KESC, gas distribution companies such as Sui Northern and Sui Southern, gas fields and petroleum companies such as Pakistan State Oil and Pakistan Petroleum Limited are being offered for privatization. However, the government is gradually moving out of productive activities through a privatization program. It has largely succeeded in divesting such activities as cement production and vegetable oil refining and has begun the process of privatizing thermal power production, railways, telecommunications, remaining state-owned commercial banks and natural gas.

6. Protection of Property Rights

Pakistan's legal system protects and facilitates the acquisition and disposition of property rights.

Pakistan is a member of the Universal Copyright and Bern Conventions. The copyright office is a department of the Ministry of Education. Copyright on a registered design is initially granted for a five-year period and may be extended for two additional five-year periods. Registration of patents and designs is administered by the Patents Office, a department of the Ministry of Industries. Patents are granted for up to 16 years from the date of application and may generally be extended for a five-year period and, under some circumstances, for an additional five years. Legal remedies such as injunctions are available in cases of patent infringement. Trade marks are registered under the Trade Marks Act, 1940, through the Trade Mark Registry, a department in the Ministry of Commerce. Trade marks are registered for seven years from the date of application and the registration may be renewed for an additional fifteen years.

Pakistan has inadequate intellectual property rights protection. Areas of specific concern include video piracy, unauthorized reproduction of printed works, and textile design piracy. U.S. pharmaceutical firms in particular have criticized Pakistan's patent law for providing process rather than product patent protection. Other firms have noted the absence of provisions for registering service marks. A more general complaint has been that, even where Pakistan's laws appear to provide adequate protection, enforcement is slow, sporadic, and ineffective.

7. Transparency of Regulatory System

Enforcement of the competition law in Pakistan is under the jurisdiction of the Monopoly Control Authority, an independent regulatory authority which lacks enforcement muscle. Competition Law is governed by the Monopolies and Restrictive Trade Practices Ordinance,1970. The Authority had its heyday during the populist period of Z.A. Bhutto in the 1970s, but even then it was notable more for its good research than its enforcement efforts. Pakistan formerly had a relatively high degree of industrial concentration, with widespread licensing procedures restricting entry and serving as vehicles for creating monopolies and oligopolies. The end of the licensing regimes, the decline in bureaucratic controls, and the liberalizing trend of the last five years have reduced industrial concentration by bringing down barriers to entry. Certain industries remain relatively concentrated, but for industry-specific rather than systemic reasons.

In a bid to deal effectively with environmental degradation, the government of Pakistan, on Dec. 6, 1997, has promulgated a major Environmental Act entitled "Pakistan Environmental Protection Act, 1997" that provides a comprehensive legal framework for addressing environmental problems including:

• prevention and control of pollution, management of the health impact of climatic changes;
• import of chemicals and other toxic substances;
• management, handling and transportation of hazardous substances;
• management of industrial, municipal, and agricultural wastes as well as promotion of sustainable development.

The Pakistan Environmental Protection Agency (PEPA) is responsible for enforcing the laws related to the protection of the environment. PEPA, a relatively new agency still developing its professional staff, is responsible for national environmental policy, development and implementation of environmental standards, and monitoring compliance with those standards. To date, PEPA has developed standards for municipal and liquid industrial effluent and waste, industrial gaseous emissions, motor vehicle exhaust and noise and air pollutants.

Public sector projects that are likely to adversely affect the environment are required to file with PEPA a detailed Environmental Impact Statement when the project is in the planning stage; other projects may be required to file short descriptions of their effects on the environment. Potential investors should contact PEPA at an early stage of the planning process to ensure compliance with environmental standards. The review process for Environmental Impact Statements should take 90 days and may lead to approval, rejection, or request for modification. Each province also has its own environmental protection agency; provincial Directorates of Industry may refer a project to the provincial agency when there are concerns about environmental impact.

The Securities Exchange Commission and the Registrar of Companies share responsibility for outside regulation of securities markets. They and the members of the exchanges have cooperated in streamlining processes for registration and listing of securities. The equity market is regulated by the Securities and Exchange Ordinance 1969 and the Securities and Exchange Rules 1981. The Companies Ordinance 1984 regulates stock exchanges by setting out the pro-visions under which listed companies must operate.

8. Political Violence

No information is available at this time.

9. Corruption and Crime

As in many developing countries, corruption is an unwelcome, but ubiquitous, part of the business climate in Pakistan. Recent anecdotal reports suggest that this problem may be having a sclerotic impact on the economy. Efforts to reduce opportunities for corruption by improving management systems in, for example, the customs and tax services are under way. The military government has vowed to weed out the culture of corruption. Also, important business organizations, including the Federation of Pakistan Chambers of Commerce & Industry (FPCCI), have made curbing corruption a principal plank of their policy agendas.

10. Labor

Estimated on the basis of existing population of 134.0 and its annual growth at 2.3 percent, the total labor force is estimated at 38.6 million as of Jan. 1, 1999. The unemployment rate is estimated at about 6.1 percent during 1999.

11. International Investment Agreements

Pakistan has bilateral investment treaties with the Peoples Republic of China, France, Germany, the Republic of Korea, Kuwait, the Netherlands, Romania, Sweden, U.K., Spain, Portugal, Turkmenistan, Tajikistan, Kyrgyzstan, Kazakhstan, Turkey, Kuwait, Malaysia and Singapore. A draft proposal for a Business Development Forum to facilitate business development between the United States and Pakistan was initiated in 1996, but has not yet been finalized so far.

12. Foreign Trade Zones

A composite scheme of national industrial zones engulfing industrial estates, free industrial zones, free trade zones and export-oriented units (EOU) and estates for small and medium industries within areas of its boundary has been launched to promote exports. Also, establishment of export oriented units will be allowed to be set up all over the country. National industrial zones will be developed through private sector (domestic or foreign) under investor, developer and promoter (IDP) concept. However, parameters of the EOU have not been announced till now.

A single National Industrial Zone Authority (NIZA) will be set up with statutory powers to carry out the responsibility of the management of the NIZ. NIZA will extend one window facility to give permissions incorporating all required clearance of various departments and arrange utility and other related services for the investors to undertake industrial projects within the zone. A draft legislation for NIZA has been prepared by the BOI in technical assistance with UNCTAD, and is being processed for obtaining the government approval.

Free industrial zones will be multi-product zones where a variety of export products can be manufactured, traded, exported or re-exported.

Free trade zones will serve as an effective instrument to boost export trading. Private bonded warehouses will be permitted to be set up in the zones to meet the requirements of the industrial units in the free industrial zones or other EOUs in the country. An export oriented unit (EOU) is an industrial unit which exports its entire production excluding permitted level of Domestic Tariff Area sales and reject. According to new Investment Policy, the incentives for free industrial zones, free trade zones and export oriented units will be as follows:

• Local DFIs/banks may be allowed project financing in zone.
• Sale up to 20 percent of exports may be allowed to domestic tariff area subject to payment of duties and taxes.
• Export of waste and defective items be allowed to tariff area and also to bonded manufacturing units.
• Exporters of a zone may be treated at par with tariff area counterparts for freight subsidy on certain items.
• Inter-unit transfer of finished goods among exporting units may be allowed.
• Import duty and provincial tax exemption on imported machinery and raw materials.
• Duty free import of two vehicles for the projects located in NIZs.

The GOP also established an export processing zone (EPZ) in Karachi, in 1989, where special fiscal and institutional incentives, are available to encourage the establishment of exclusively ex-port-oriented industries. The government has established two new EPZs - in Sialkot and Rawalpindi. The incentives are as follows:

• complete exemption from all federal, provincial and municipal taxes, any foreign exchange control and insurance regulations as applicable in Pakistan up to the year 2000;
• income accruing outside Pakistan exempted from tax;
• the losses, if any, on an industrial unit set-up in the zone may be carried forward indefinitely;
• import of equipment machinery and materials (including components, spare parts and packing;
• material) for enterprises set-up in the zone is exempted from all federal and provincial taxes and duties including customs, excise, sales tax and municipal taxes;
• "one window" service and simplified procedures - import permits and export authorizations are issued by the Export Processing Zone Authority (EPZA);
• 100 percent ownership rights;
• 100 percent repatriation of capital;
• 100 percent repatriation of profits;
• no minimum or maximum limit for investment;
• relief from double taxation subject to bilateral agreements;
• units operating in export processing zones are allowed to undertake sub-contracting for units of tariff area subject to payment of duties and taxes on value addition only;
• units operating in export processing zones are allowed to supply goods to Custom Manufacturing Bonds.

13. Foreign Investment Statistics

The United States is the top ranking direct foreign investor in Pakistan. According to the GOP Ministry of Finance, cumulative direct foreign investment from the U.S. now totals $1,248.6million. The American Business Council, whose membership is drawn from major U.S. firms, has over sixty members. After dropping off somewhat in 1992-93, probably as a result of the political uncertainty which gripped the country during much of that year, investment from the U.S. has been on the upswing. However, foreign investment has again dropped substantially since October 1996.

 

Tax Structure and Incentives

For 1998-1999, the corporate income tax rates are as follows: for banks, 55 percent; public companies, 30 percent; other companies, 35 percent. For 1999-2000 and following years, the tax rate for banks will be reduced to 50 percent. Residents are subject to minimum tax of .5 percent of turnover. There is no profit remission tax on branches of foreign companies. Capital gains are subject to a 25 percent tax. Dividends received by a foreign company are subject to a 15 percent tax, unless a treaty rate applies. Dividends received by a public company are subject to a five percent rate.

To keep Pakistan competitive in international market exemptions or relief from import duties has been allowed on imported plant and machinery which is not manufactured locally. Tax relief in shape of first year allowance has been provided for category (a): value added or export industries, category (b): hi-tech, category (c): priority industries and category (D): agro-based industries as well as other new industries. Tax relief has also been provided for expansion and balancing, modernization and replacement (BMR), in existing industries.

A composite scheme of national industrial zones engulfing industrial estates, free industrial zones, free trade zones and export-oriented units (EOU) and estates for small and medium industries within areas of its boundary will be launched to promote export oriented units. Export oriented units will however be allowed to be set up all over the country. National industrial zones will be developed through private sector (domestic or foreign) under investor, developer and promoter (IDP) concept. The incentives offered to enterprises operating in these zones are extensive.

The GOP also established an export processing zone (EPZ) in Karachi, in 1989, where special fiscal and institutional incentives, details as follows, are available to encourage the establishment of exclusively export-oriented industries.

 

 


Sources: Country Watch, Central Intelligence Agency: http://www.cia.gov

International Monetary Fund: http://www.imf.org
World Bank: http://www.worldbank.org
Pakistan Board of Investment: http://www.pakboi.gov.pk
Tourism in Pakistan: http://www.tourism.gov.pk/destinations.html